Become a Habitat Homeowner
To be eligible, potential Homeowners must meet three criteria:
May be considered for a Habitat home if your current housing is not adequate and you are unable to obtain suitable housing through other conventional means. Inadequate housing can include problems with the structure, water, heating, electricity or sewage system.
Ability to Pay
The selected applicant will purchase the home from Habitat for Humanity and must demonstrate the ability to meet the monthly mortgage payment. Property taxes and insurance are included in this payment. We will help you determine if you will be able to meet this expense as well as your additional living expenses. Habitat volunteers will help you develop a budget.
Willingness to Partner
Once selected, you become a Habitat for Humanity partner family. You will need to complete 200 hours of Sweat Equity before becoming a homeowner. Some of these hours will be spent building your home and other Habitat homes, which may include cleaning the grounds, painting, helping with construction, providing food to volunteer workers, or working in the office of Habitat for Humanity of Allegany County. Homeownership and finance classes, as well as fundraising or public speaking on behalf of Habitat, will also count toward your Sweat Equity hours.
Housing Eligibility Assessment
This information is provided solely for simulation purposes and is not to be interpreted as the final outcome. Please note that the actual housing application process is more comprehensive, taking into account various factors to determine eligibility. We encourage you to proceed with your application, as additional considerations are taken into consideration during the official evaluation.
Hear what our community says about their experiences with us. We are dedicated to making a positive impact, and our satisfied community members are a testament to this commitment.
Habitat has helped my family by giving us a beautiful warm home to live in and be comfortable and safe. This home was an absolute blessing to us and i couldnt have found a better group of people to have helped my little family. We will forever be grateful to all of habitat for making a dream come true.
Having a stable place allowed us to get back on our feet after a divorce and provide a place my children were able to call home
Becoming a Habitat Homeowner has allowed me to own my own home and invest in my family’s future.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.